Other Lines of Insurance Nondiscrimination
Genetic nondiscrimination protections for insurance other than health insurance.
Records grouped under the same topic may offer different rights and protections.
This database: 1 record
NHGRI database archive: 88 records
Records about other lines of insurance nondiscrimination
Showing 20 of 89; records from this database appear first.
| Jurisdiction | Law or policy | Topics | Status | Summary |
|---|---|---|---|---|
| Alabama | Genetic privacy and insurance protectionsWho Owns Your DNA?Legislation · Last action: February 6, 2024Primary source | Privacy, Health Insurance Nondiscrimination, Other Lines of Insurance Nondiscrimination | Died | Alabama SB 58 did not become law. It would have required express consent for collecting, analyzing, using, retaining, or transferring DNA, declared DNA analysis results to be the individual's exclusive property and confidential, and restricted some insurer uses of genetic information. |
| Connecticut | 2021 State Bills Connecticut 2021 SB 841NHGRI archive2021 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination | Enacted | Prohibits insurers, health care centers and fraternal benefit societies from, in connection with the issuance, withholding, extension or renewal of an annuity or an insurance policy for life, credit life, disability, long-term care, accidental injury, specified disease, hospital indemnity or credit accident insurance: (1) requesting, requiring, purchasing or using information obtained from an entity providing direct-to-consumer genetic testing without the informed written consent of the individual who has been tested; (2) conditioning insurance rates, the provision or renewal of insurance coverage or benefit or other conditions of insurance for an individual on a requirement or agreement that the individual undergo genetic testing; and (3) conditioning insurance rates, the provision or renewal of insurance coverage or benefit or other conditions of insurance for an individual on the results of any genetic testing of a member of the individual's family unless the results are contained in the individual's medical record. 7/7/2021 Signed by the Governor. Effective October 1, 2021. |
| Georgia | 2021 State Bills Georgia 2021 HB 115NHGRI archive2021 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination | Pending | Prohibits life and long-term care insurers that receive information from genetic testing from using the information for any non-therapeutic purpose, including, but not limited to, canceling, limiting, or denying coverage or establishing differentials in premium rates. These insurers also may not require or solicit genetic information, use genetic testing results, or consider a person's decisions or actions related to genetic testing in any manner for any insurance purpose. Carries over to 2022 session. |
| Louisiana | 2021 State Bills Louisiana 2021 HB 455NHGRI archive2021 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination | Died | Applies provisions that prohibit the use of genetic testing for health insurance and underwriting purposes to life and long-term care insurance policies. Applies prohibitions for unfair or deceptive acts or practices on the basis of genetic information to life and long-term care insurance policies. Died. |
| Louisiana | 2021 State Bills Louisiana 2021 HB 703NHGRI archive2021 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination | Enacted | Applies provisions that prohibit the use of genetic testing for health insurance and underwriting purposes to life and long-term care insurance policies. Applies prohibitions for unfair or deceptive acts or practices on the basis of genetic information to life and long-term care insurance policies. 6/11/21 Signed by the Governor. Becomes Act No. 242. Effective August 1, 2021. |
| Maine | 2021 State Bills Maine 2021 LD 1085NHGRI archive2021 legislative sessionPrimary source | Health Insurance Nondiscrimination, Other Lines of Insurance Nondiscrimination | Died | In the absence of a medical diagnosis of a disease, disorder or syndrome related to genetic information, a health insurer, life insurer or long-term care insurer may not cancel, limit or deny coverage or establish differentials in premium rates based on such genetic information. A health insurer, life insurer or long-term care insurer may not request, require, purchase or otherwise solicit genetic information; use genetic test results; or consider an individual's decisions or actions relating to genetic testing in any manner for any insurance purpose. 6/10/2021 Reports Read. On motion by Senator Sanborn of Cumberland the Majority Ought Not to Pass. Report accepted. In concurrence. Placed in Legislative Files. Died. |
| North Carolina | 2021 State Bills North Carolina 2021 HB 450NHGRI archive2021 legislative sessionPrimary source | Employment Nondiscrimination, Health Insurance Nondiscrimination, Other Topics, Other Lines of Insurance Nondiscrimination | Pending | Prohibits discrimination based on various characteristics such as genetic information in the following areas: housing; employment; lending; education; public accommodation; insurance; and jury service. Carries over to 2022. |
| North Carolina | 2021 State Bills North Carolina 2021 SB 396NHGRI archive2021 legislative sessionPrimary source | Employment Nondiscrimination, Health Insurance Nondiscrimination, Other Topics, Other Lines of Insurance Nondiscrimination | Pending | Prohibits discrimination based on various characteristics such as genetic information in the following areas: housing; employment; lending; education; public accommodation; insurance; and jury service. Carries over to 2022. |
| South Dakota | 2021 State Bills South Dakota 2021 SB 178NHGRI archive2021 legislative sessionPrimary source | Health Insurance Nondiscrimination, Other Lines of Insurance Nondiscrimination, Privacy | Enacted | Existing law prohibits health carriers, in determining eligibility for coverage, establishing premiums, limiting coverage, renewing coverage, or any other underwriting decision from, in connection with the offer, sale, or renewal of insurance: (1) requiring or requesting an individual or a blood relative of the individual to take a genetic test; or (2) taking into consideration the fact that a genetic test was refused by an individual or a blood relative of the individual. Amends existing law by adding life insurers and long-term care insurers to covered entities. Prohibits any company providing genetic testing directly to a consumer from sharing any genetic test, genetic information, or other personally identifiable information of a consumer with any health carrier, life insurer, or long-term care insurer without written consent from the consumer. A company that provides genetic testing may communicate with a health carrier for the purposes of payment, coordination of medical treatment, or patient care so long as such communication is compliant with the Health Insurance Portability and Accountability Act and only used for the purposes permitted. 3/29/2021 Signed by the Governor. Effective 1/1/2022. |
| Texas | 2021 State Bills Texas 2021 HB 3742NHGRI archive2021 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination | Died | Relates to a prohibition on the use of genetic information gathered from direct-to-consumer genetic tests by a long-term care benefit plan issuer or a life insurance company. 5/17/2021 Received from the House. Died. |
| Vermont | 2021 State Bills Vermont 2021 S21NHGRI archive2021 legislative sessionPrimary source | Employment Nondiscrimination, Health Insurance Nondiscrimination, Other Topics, Other Lines of Insurance Nondiscrimination | Died | Prohibits discrimination based on an individual�s genetic information in relation to employment, labor relations, insurance coverage, and the provision of social and medical services. 1/13/2021 Read 1st time & referred to Committee on Economic Development, Housing and General Affairs. Carries over to 2022. |
| Alabama | 2020 State Bills Alabama 2020 HB 266NHGRI archive2020 legislative sessionPrimary source | Health Insurance Nondiscrimination, Other Lines of Insurance Nondiscrimination | Died | Prohibits health benefit plans, life insurers, and long term care insurers from (1) using an individual's genetic information to deny him or her insurance or to establish differentials in premium rates, or (2) requiring or soliciting genetic information, using genetic test results, or considering an individual's decisions or actions relating to genetic testing in any manner for insurance purposes. Died. |
| Connecticut | 2020 State Bills Connecticut 2020 SB 208NHGRI archive2020 legislative sessionPrimary source | Health Insurance Nondiscrimination, Other Lines of Insurance Nondiscrimination | Died | Prohibits insurers, health care centers or fraternal benefit societies from purchasing information from direct-to-consumer genetic testing; requesting or requiring that a person disclose this information; or using such information in connection with the issuance, extension, renewal or withholding of an annuity, life insurance or health insurance. Insurers may not make provision of any insurance coverage, benefit, rate or term based on a requirement to undergo genetic testing or the results of a genetic test of an individual's family unless the results are in the individual's medical record. Died. |
| Florida | 2020 State Bills Florida 2020 HB 1189NHGRI archive2020 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination, Privacy | Enacted | Amends the state insurance law pertaining to the use of genetic information. Prohibits life, long-term care, or disability income insurers from: (1) canceling, limiting or denying coverage, or establishing differentials in premium rates, based on genetic information in the absence of a diagnosis; (2) requiring or soliciting genetic information, using genetic test results, or considering a person's actions related to genetic testing for any insurance purpose. 6/30/2020 Approved by the Governor. Effective 7/1/2020. |
| Florida | 2020 State Bills Florida 2020 SB 1564NHGRI archive2020 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination, Privacy | Died | Specifies criteria that must be met before a life insurer, long-term care insurer, or disability income insurer may use genetic information for underwriting purposes. Prohibits a life, long-term care, or disability income insurer from canceling coverage based solely on genetic information; requiring an applicant to take a genetic test as a condition of insurability; or obtaining, requesting, or otherwise requiring the complete genome sequence of an applicant�s DNA. Requires written consent for companies providing direct-to-consumer commercial genetic testing to share information about a consumer with a life insurer or health insurer. HB 1189 Substituted. Died. |
| Vermont | 2020 State Bills Vermont 2020 S197NHGRI archive2020 legislative sessionPrimary source | Employment Nondiscrimination, Health Insurance Nondiscrimination, Other Topics, Other Lines of Insurance Nondiscrimination | Died | Prohibits discrimination based on an individual�s genetic information in relation to employment, labor relations, insurance coverage, and the provision of social and medical services. In some areas such as employment and insurance existing genetic nondiscrimination law are amended. Died. |
| Connecticut | 2019 State Bills Connecticut 2019 HB 7262NHGRI archive2019 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination | Died | Prohibits life insurance companies from requiring genetic testing or using genetic information in connection with life insurance policies and annuity contracts. Died. |
| Delaware | 2019 State Bills Delaware 2019 SB 144NHGRI archive2019 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination | Died | Prohibits discrimination based upon genetic information in the issuance or renewal of disability, long-term care, and life insurance. Died. |
| Delaware | 2019 State Bills Delaware 2019 SB 17NHGRI archive2019 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination | Died | Prohibits discrimination based upon genetic characteristics and information in the issuance or renewal of disability and long term care insurance. Insurers also must provide notice if a genetic test is required. Died. |
| Florida | 2019 State Bills Florida 2019 HB 879NHGRI archive2019 legislative sessionPrimary source | Other Lines of Insurance Nondiscrimination | Died | Prohibits life insurers and long-term care insurers from basing decisions on genetic information. Prohibits these insurers from taking certain actions related to genetic information for any insurance purpose. Died. |